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Commercial Mortgage Interest Rates
Permanent, Construction and Bridge Loans with Commercial Lending Access to Wall Street, Life Insurance Pension Funds, FHA / HUD, Fannie Mae, Freddie Mac, SBA, Private and Hard Money Mortgage Investors Worldwide. |
All rights reserved ©2009 by Pacific Mortgage Funding Corporation |
September 2009
Choose a file type for a printable version of this application/questionnaire
Click here for .pdf
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Commercial Loan Amounts: $1,000,000. - $125,000,000. |
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Property Types
United States & International |
Fixed % Rate
10yr-T-Bill /SWAPS |
Min.- Max.
BPS Spread |
Max/ Min.
LTV/ DCR |
Loan Term
(Years) |
Amortization
(Years) |
Apartment / Multifamily Loan: |
6.00% - 7.55% |
165 – 250 |
85% / 1.15 |
10, 15, 35 |
30, 35 |
| Condo Conversion / Condotel Loan: |
9.99% - 12.97% Adj. |
LIBOR |
70% / 1.25 |
1, 2 |
% Only |
Gas Station / C–Store Loan: |
8.23% - 9.25% |
300 – 425 |
80% / 1.40 |
5, 10, 25 |
20, 25, 30 |
| Golf Course/Casino Gaming Loan: |
9.00% - 10.79% |
300 – 415 |
70% / 1.50 |
7, 10 |
20, 25 |
HealthCare/Senior Housing Loan: |
6.58% - 7.56% |
220 – 340 |
85% / 1.20 |
5, 10, 35 |
30, 35 |
| Hotel / Motel/Resort Loan: |
7.73% - 8.61% |
249 – 365 |
80% / 1.40 |
5, 10, 15 |
20, 25, 30 |
| Industrial / Warehouse Loan: |
6.50% - 7.54% |
175 – 230 |
80% / 1.25 |
5, 10, 15 |
25, 30 |
| Land Development Loan: |
12.00% - 13.50% |
Fixed & Adj. |
40% / 0.00 |
1, 3, 15 |
% Only, 15 |
| Mobile Home/RV Park Loan: |
6.44% - 7.92% |
172 – 255 |
75% / 1.20 |
5, 10, 15 |
25, 30 |
| Office / Medical Bldg. Loan: |
6.52% - 7.89% |
185 – 245 |
80% / 1.30 |
5, 10, 15 |
25, 30 |
| Outlet Shopping Mall Loan: |
6.51% - 7.71% |
225 – 355 |
75% / 1.40 |
10, 15 |
25, 30 |
| Owner-User / Occ. Business Loan: |
6.55% - 7.65% |
Fixed & Adj. |
90% / 1.25 |
10, 20, 25 |
15, 20, 25 |
Religious Facility/Non-Profit: |
6.74% - 8.63% |
Fixed & Adj. |
75% / 1.25 |
5, 10, 15 |
15, 25 |
| Retail Anchored Center Loan: |
6.50% - 7.47% |
175 – 250 |
85% / 1.01 |
5, 10, 15 |
25, 30 |
| Retail Unanchored Center Loan: |
6.59% - 8.52% |
205 – 365 |
75% / 1.30 |
5, 10, 15 |
25, 30 |
| Self / Mini–Storage Loan: |
6.54% - 7.66% |
180 – 265 |
80% / 1.30 |
5, 10, 15 |
25, 30 |
| Single Tenant, Triple “NNN” Loan: |
6.51% - 7.93% |
190 – 270 |
80% / 1.25 |
10, 15, 25 |
10, 15, 25 |
| Special Purpose / Mixed-Use Loan: |
6.96% - 7.91% |
270 – 425 |
75% / 1.35 |
10, 15, 20 |
20, 25 |
| Bridge / Short Term Loans: |
9.99% - 12.00% Adj. |
Prime / LIBOR |
75% / 1.25 |
1, 3, 5 |
% Only |
Construction/Development Loan: |
7.00% - 7.54% Adj. |
Prime / LIBOR |
90% / 1.25 |
1, 2, 3 |
% Only |
| Mezzanine / Second T.D Loan: |
10.25%-18.00% Adj. |
Prime / LIBOR |
92% / 1.25 |
3, 5 |
% Only |
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Range of pricing is subjective to the relationship between DSCR, LTV, quality of real estate, & credit strength of the deal. Commercial Mortgage Banker / Loan Correspondent, licensed by the California Department of Real Estate. DRE # 01134054 No APR Quoted, interest rate & terms are subject to change without notice. |
90% Construction Program
- 75-80% LTV Upon Stabilization -
90 LTC% Financing
Construction / Development
Non Recourse Loans Available |
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Private Money Fast
- Close in as Little as 14 Days -
$ Quick Closings $
Land Loans / Construction
Workouts / Problem Loans |
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Money Rates |
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Treasury Issues (%): |
3-mth: 6-mth: 2-yr: |
0.16
0.39
10.95 |
5-yr:
10-yr:
30-yr: |
1.86
2.89
3.67 |
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| Bank Prime Rate: |
3.25 |
| 12 Mth Treasury Avg.: |
1.51 |
| LIBOR 6-month: |
1.80 |
| 11th District Cost of Funds: |
2.45 |
| 1-yr T-bill, weekly Avg.: |
0.63 |
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| US Inflation Rate: |
0.03% |
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FHA Financing
90% HUD Construction/Perm 85% HUD Refinance/Purchase
Property Types
*Multifamily/Apartments *Acute Care Hospitals *Senior Housing/Healthcare
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Short Term
Bridge Loans
25 Year Amortization
5 Year Term
Prime + 5.5 to 7.0%
Gas Stations, Hotels,
Car Washes, Automotive, Assisted Living,
Special Purpose
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Commercial Mortgages
25/30 Year Amortization
5/10 Year Fixed /Adj.
No Prepay!!!
75% LTV/(80% Owner-User) |
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2001 E. Miraloma Avenue 2nd Floor • Placentia, California 92870 • 562.864.4006 • Fax 562.864.4003
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