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Commercial Property
Loan Types

 Apartment/ Multifamily
 Condo Conversion
 Gas Station/ C-Store
 Golf Course/ Casino Gaming
 Health Care/ Senior Housing
 Hotel/ Motel/ Resort
 Industrial/ Warehouse
 Land - Raw/ Improved
 Mobile Home Park
 Office/ Medical Bldg.
 Outlet Shopping Mall
 Owner - User Occ. Business
 Religious Church/ Temple
 Retail Anchored Center
 Retail Unanchored Center
 Self/ Mini Storage
 Single Tenant, Triple "NNN"
 Special Purpose/ Mixed-Use
 Bridge/ Short Term
 Construction/ Development
 Mezzanine/ Second T.D.


Owner User Loans/ Owner - Occupied Commercial Business Loans

Owner User, Owner Occupied Commercial real estate business Loan
Commercial Real Estate Loans
Loan amount ranges from: $1,000,000 - $500,000,000

Pacific Mortgage Funding provides conventional, and SBA government real estate lending all over the United States on owner occupied commercial loan requests for business owner financing. Perhaps you want to start a new business and would to buy some real estate such as a restaurant, marina, car wash, gas station, office building, etc. or you found the perfect location to build a business and need a commercial real estate loan.

Pacific Mortgage will provide financing on all types of owner occupied loans /owner user business loans as well as additions to the business owner's real estate property.

Pacific Mortgage Funding will work with owners or soon to be owner of commercial real estate by providing the right business loan structure for your business facility whether it is a real estate purchase loan, refinance for a better interest rate, cash out, or ground up new business construction loan.

Small Business Owner Finance offers high-leverage commercial financing solutions for SBA 7a loan program, SBA 504 loan program, and conventional and "SBA Look-A-Like" loan programs, and now even Stated Income Loans programs. Pacific Mortgage offers stated income commercial loan programs for business real estate owners with good credit. We can also provide funding on fixed and adjustable interest rate programs based off the "On-Going" business concern value as opposed to just real estate value.

Please review our Owner user loans for business real estate financing options below:

Location: Nationwide
Type: We provide financing for acquisitions, refinances, and new construction of Owner occupied real estate properties.
Loan Options: Fixed rate and adjustable rate loans available.
Amortization: 15, 20, 25, 30 Years
Term: 5, 10, 15, 20, 25, 30 Years
Loan-to-Value: Owner user business financing up to 90% LTV.
Debt Service: DSCR on Owner occupied properties is 1.25%
Collateral: Owner-User/Owner-Occupied commercial real estate property
Property Types: Medical Office Building Loans, Golf Course Loans, Hotel or Motel Loans, Marina loan, Movie Theater loan, Casino loan, Resort Loan, Hospital loan, Hotel loan, Industrial loan, Parking Garage loan, Religious Loan, Retail loan, School loan, Mini-Storage loan, Assisted Living Facility loan, Auto Dealerships loan, Auto Service shop loan, Bed and Breakfast Inn loans, Convenience Store loan, Day Care center loan, Funeral/mortuary loan, Gas Station loan, Ground Leases loan, Health Club loan, Restaurant loan, Senior Housing loan, Motel loan, and Coop loans.

When you are dealing with financing for real estate businesses most banks will not be interested due to potential environmental problems, or taking in consideration of the business income opposed to simply the real estate. We also offer stated income business loan programs for borrowers with good credit. Whether it is a day care center loan, Bed and breakfast loan, or convenience store or an auto repair shop loan, there are possible issues and environmental problems associated with the gas station.

Pacific Mortgage Funding will figure out a way to structure the deal so you or your client can finance their owner occupied business mortgage.

Call or E-mail Us For a Free
Commercial Real Estate Mortgage Loan Evaluation

2001 E. Miraloma Avenue 2nd Floor • Placentia, California 92870
Office: 562.864.4006 . Fax: 562.864.4003
info@PacificMortgage.com


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